ZIP Code 95830 — Vineyard CDP, CA Demographics & Data

ZIP code 95830 covers Vineyard, CA in Sacramento County with a population of about 592.

At a glance, the area shows median age of 48.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 279, 916; U.S. House district CA-7; the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95830 is about $135,083 — about 80% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.4%; unemployment rate near 8.2%; 44.6% of adults with a bachelor’s degree or higher (about 10.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Information, and Wholesale trade; about 6.9% of workers reporting work-from-home (about 8.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $925,800 — about 166% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.9% (about 27.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95830 in Vineyard, CA, a household would need roughly $255,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,947. That is about 89% above the local median household income ($135,083), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Vineyard CDP, CA as Relatively High (composite score 98.1), which is among the highest nationally. The strongest component scores on US5 are flood (99.0) and wildfire (95.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Vineyard CDP, CA show little to no average snow and around 19.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 95830 (Vineyard CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.