ZIP Code 95912 — College City CDP, CA Demographics & Data

ZIP code 95912 covers College City, CA in Colusa County with a population of about 5,048.

At a glance, the area shows median age of 36.2 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-1; the SACRAMNTO - STKTN - MODESTO media market.

College City, CA sits in a university / college context (university/college place context). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 95912 is about $80,893 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 2.0%; 10.6% of adults with a bachelor’s degree or higher (about 23.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Education; about 2.9% of workers reporting work-from-home (about 12.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $424,700 — about 22% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $748 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 68.3% (about 2.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95912 in College City, CA, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,728. That is about 45% above the local median household income ($80,893), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for College City CDP, CA as Relatively Moderate (composite score 81.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (89.1) and flood (37.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for College City CDP, CA show little to no average snow and around 17.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 248 for ZIP 95912 (College City CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.