ZIP Code 95978 — Stirling City CDP, CA Demographics & Data

ZIP code 95978 covers Stirling City, CA in Butte County with a population of about 283.

At a glance, the area shows median age of 12.9 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-1; the CHICO - REDDING media market.

Median household income in ZIP 95978 is about $56,250 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.1%; unemployment rate near 81.5%; 7.1% of adults with a bachelor’s degree or higher (about 26.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction and Administrative support; about 56.5% of workers reporting work-from-home (about 41.3 points above the U.S. share (15.2%)); a mean commute of about 10.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 60.0% (about 5.4 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Stirling City CDP, CA as Relatively Moderate (composite score 93.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.5) and flood (93.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stirling City CDP, CA show little to no average snow and around 66.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 95978 (Stirling City CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.