ZIP Code 96148 — Tahoe Vista CDP, CA Demographics & Data

ZIP code 96148 covers Tahoe Vista, CA in Placer County with a population of about 462.

At a glance, the area shows median age of 63.6 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-3; the SACRAMNTO - STKTN - MODESTO media market.

Tahoe Vista, CA fits a retirement-oriented profile (high share of residents 65+ (46.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 96148 is about $82,692 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.3%; unemployment rate near 0.0%; 36.4% of adults with a bachelor’s degree or higher (about 2.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Administrative support, and Education; about 12.3% of workers reporting work-from-home (about 2.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $712,700 — about 105% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.6% (about 24.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96148 in Tahoe Vista, CA, a household would need roughly $196,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,578. That is about 137% above the local median household income ($82,692), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tahoe Vista CDP, CA as Relatively Moderate (composite score 93.1), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.7) and flood (95.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tahoe Vista CDP, CA show little to no average snow.

IRS migration statistics show a net inflow of about 23 for ZIP 96148 (Tahoe Vista CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.