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Anahola CDP, HI

ZIP 96703 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96703

Median Home Value
$527,800
Median Rent
$1,446
Affordability Snapshot
$145,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,390/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96703 in Anahola CDP, HI, a household would need roughly $145,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,390. That is about 53% above the local median household income ($94,688), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.0%+33% vs US avg
x
Vacancy Rate
4.2%-60% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
25.9%-48% vs US avg
x
Mortgage-Free
56.8%+49% vs US avg
x
$527,800
Home Value
$1,446
Rent
1991
Year Built
1999
Moved In

Residents have lived here since ~1999 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.5%
  • 1-unit attached4.0%
  • 2-9 units0.5%
  • 10+ units0.2%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$527,800
Median rent$1,446
Owner-occupied87.0%
Vacant4.2%
Price-to-income5.6x
Est. income to buy$145,000