Median home value is about $632,900 — about 82% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,775 (about 53% above the U.S. median rent ($1,163)), and owner-occupancy near 73.4% (about 8.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 96719 in Hawi, HI, a household would need roughly $174,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,066. That is about 112% above the local median household income ($82,109), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.