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Poipu CDP, HI

ZIP 96756 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96756

Median Home Value
$909,700
Median Rent
$1,374
Affordability Snapshot
$250,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,844/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

55.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96756 in Poipu CDP, HI, a household would need roughly $250,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,844. That is about 156% above the local median household income ($97,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 40% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
59.9%-8% vs US avg
x
Vacancy Rate
40.3%+291% vs US avg
x
Broadband Access
95.2%+9% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
39.7%+4% vs US avg
x
$909,700
Home Value
$1,374
Rent
1982
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.9%
  • 1-unit attached4.0%
  • 2-9 units17.4%
  • 10+ units24.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$909,700
Median rent$1,374
Owner-occupied59.9%
Vacant40.3%
Price-to-income9.3x
Est. income to buy$250,000