ZIP Code 97481 — undefined, OR Demographics & Data

ZIP code 97481 covers OR in Douglas County with a population of about 608.

At a glance, the area shows median age of 42.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-4; the EUGENE media market.

On socioeconomic markers, US5 shows a poverty rate of 19.7%; unemployment rate near 10.8%; 2.8% of adults with a bachelor’s degree or higher (about 30.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Manufacturing, and Construction; about 3.1% of workers reporting work-from-home (about 12.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $202,500 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.1% (about 20.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97481 in OR, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,301. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for OR as Relatively Moderate (composite score 92.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (97.8) and flood (95.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for OR show little to no average snow and around 33.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 97481 (OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.