ZIP Code 97626 — Fort Klamath CDP, OR Demographics & Data

ZIP code 97626 covers Fort Klamath, OR in Klamath County with a population of about 238.

At a glance, the area shows median age of 62.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the MEDFORD - KLAMATH FALLS media market.

Fort Klamath, OR reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 97626 is about $2,499 — about 97% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.1%; unemployment rate near 0.0%; 15.1% of adults with a bachelor’s degree or higher (about 18.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Professional services, and Arts and entertainment; a mean commute of about 133.0 minutes (U.S. average near 26.8).

Median home value is about $210,000 — about 40% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.2% (about 27.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97626 in Fort Klamath, OR, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,349. That is about 2221% above the local median household income ($2,499), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Klamath CDP, OR as Relatively Low (composite score 77.9), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (94.4) and flood (78.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Klamath CDP, OR show little to no average snow and around 21.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 97626 (Fort Klamath CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.