ZIP Code 97731 — Beaver Marsh CDP, OR Demographics & Data

ZIP code 97731 covers Beaver Marsh, OR in Klamath County with a population of about 218.

At a glance, the area shows median age of 38.1 (near the U.S. median).

It sits in telephone area codes 458, 541; U.S. House district OR-2; the MEDFORD - KLAMATH FALLS media market.

Median household income in ZIP 97731 is about $61,739 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 43.1%; unemployment rate near 0.0%; 9.9% of adults with a bachelor’s degree or higher (about 23.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Retail trade; about 21.4% of workers reporting work-from-home (about 6.2 points above the U.S. share (15.2%)); a mean commute of about 81.0 minutes (U.S. average near 26.8).

Median home value is about $312,500 — about 10% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 70.0% (about 4.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97731 in Beaver Marsh, OR, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,007. That is about 39% above the local median household income ($61,739), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Beaver Marsh CDP, OR as Relatively Low (composite score 77.9), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (94.4) and flood (78.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Beaver Marsh CDP, OR show little to no average snow and around 26.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 97731 (Beaver Marsh CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.