ZIP Code 97810 — Adams city, OR Demographics & Data

ZIP code 97810 covers Adams, OR in Umatilla County with a population of about 826.

At a glance, the area shows median age of 49.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the YAKIMA - PASCO - RCHLND - KNNWCK media market.

Median household income in ZIP 97810 is about $69,688 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.9%; unemployment rate near 1.7%; 33.9% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Food services; about 15.3% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $261,900 — about 25% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $775 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 73.7% (about 8.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97810 in Adams, OR, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,682. That is roughly in line with the local median household income ($69,688). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Adams city, OR as Relatively Moderate (composite score 82.3), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (96.2) and flood (81.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Adams city, OR show little to no average snow and around 17.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 42 for ZIP 97810 (Adams city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.