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Ontario city, OR

ZIP 97914 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97914

Median Home Value
$220,600
Median Rent
$688
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,417/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97914 in Ontario city, OR, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,417. That is about 26% above the local median household income ($48,442), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
61.8%-5% vs US avg
x
Vacancy Rate
11.4%+11% vs US avg
x
Broadband Access
86.3%-1% vs US avg
x
4+ Bedrooms
3.3%-77% vs US avg
x
Built Pre-1939
7.5%-42% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
19.6%-60% vs US avg
x
Mortgage-Free
44.8%+17% vs US avg
x
$220,600
Home Value
$688
Rent
1976
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.5%
  • 1-unit attached2.6%
  • 2-9 units16.5%
  • 10+ units6.3%
  • Mobile home & other16.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$220,600
Median rent$688
Owner-occupied61.8%
Vacant11.4%
Price-to-income4.6x
Est. income to buy$61,000