ZIP Code 97914 — Ontario city, OR Demographics & Data

ZIP code 97914 covers Ontario, OR in Malheur County with a population of about 19,879.

At a glance, the area shows median age of 36.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-2; the BOISE media market.

Median household income in ZIP 97914 is about $48,442 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.8%; unemployment rate near 4.8%; 14.6% of adults with a bachelor’s degree or higher (about 19.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Manufacturing; about 10.0% of workers reporting work-from-home (about 5.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $220,600 — about 37% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $688 (about 41% below the U.S. median rent ($1,163)), and owner-occupancy near 61.8% (about 3.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97914 in Ontario, OR, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,417. That is about 26% above the local median household income ($48,442), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ontario city, OR as Very Low (composite score 34.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (91.4) and flood (52.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ontario city, OR show little to no average snow and around 9.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,009 for ZIP 97914 (Ontario city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.