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, WA

ZIP Code 98222 — undefined, WA Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Local time
Population
126
Median Income
$104,412
+39% vs US avg
Home Value
$741,100
+113% vs US avg
Median Rent
N/A
Median Age
62.5 yrs
+61% vs US avg
City
N/A
Area Code
Congress
Top Ancestry
GermanFrench CanadianScottish
Scroll to load map
Location
Coordinates
48.5707, -122.8175
Elevation
80 ft
Land Area
6.6 sq mi
Water Area
6.5 sq mi (49% water)

At a glance

Population
126
Density
N/A
Median income
$104,412
+39% vs US avg
Home value
$741,100
+113% vs US avg
Median rent
N/A
Timezone

Overview of ZIP Code 98222

RetirementRetirement-oriented community
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What to know about ZIP 98222

ZIP code 98222 covers WA in San Juan County with a population of about 126.

At a glance, the area shows median age of 62.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 360, 564; U.S. House district WA-2; the SEATTLE - TACOMA media market.

Local search focus: Retirement

WA fits a retirement-oriented profile (high share of residents 65+ (43.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in WA

Median household income in ZIP 98222 is about $104,412 — about 39% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.5%; unemployment rate near 0.0%; 53.1% of adults with a bachelor’s degree or higher (about 19.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Professional services; about 1.9% of workers reporting work-from-home (about 13.3 points below the U.S. share (15.2%)); a mean commute of about 53.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 98222

Median home value is about $741,100 — about 113% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 76.6% (about 11.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98222 in WA, a household would need roughly $204,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,761. That is about 95% above the local median household income ($104,412), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for WA as Very Low (composite score 35.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (42.1) and wildfire (41.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WA show little to no average snow and around 29.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 98222 (WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport FRD (10.0 miles (16.1 km)) · Northwest Indian College (18.0 miles (29.0 km)) · San Juan Island National Historical Park (11.8 miles (19.1 km)) · VA: Bellingham Vet Center (19.6 miles (31.5 km))

Full lists and map pins are in the Infrastructure section below.