ZIP Code 98564 — Mossyrock city, WA Demographics & Data

ZIP code 98564 covers Mossyrock, WA in Lewis County with a population of about 3,205.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area codes 360, 564; U.S. House district WA-3; the SEATTLE - TACOMA media market.

Median household income in ZIP 98564 is about $53,269 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.6%; unemployment rate near 5.0%; 10.3% of adults with a bachelor’s degree or higher (about 23.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Manufacturing; about 3.8% of workers reporting work-from-home (about 11.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $213,500 — about 39% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 74.2% (about 8.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98564 in Mossyrock, WA, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,371. That is roughly in line with the local median household income ($53,269). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mossyrock city, WA as Relatively Moderate (composite score 89.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (90.9) and wildfire (76.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mossyrock city, WA show little to no average snow and around 58.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 172 for ZIP 98564 (Mossyrock city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.