ZIP Code 99149 — Malden town, WA Demographics & Data

ZIP code 99149 covers Malden, WA in Whitman County with a population of about 102.

At a glance, the area shows median age of 49.4 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-5; the SPOKANE media market.

Median household income in ZIP 99149 is about $27,321 — about 64% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.6%; unemployment rate near 44.4%; 15.3% of adults with a bachelor’s degree or higher (about 18.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Agriculture, and Construction; about 5.0% of workers reporting work-from-home (about 10.2 points below the U.S. share (15.2%)); a mean commute of about 19.0 minutes (U.S. average near 26.8).

Median home value is about $73,600 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99149 in Malden, WA, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $473. That sits below the local median household income ($27,321), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Malden town, WA as Very Low (composite score 39.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (68.3) and flood (58.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Malden town, WA show little to no average snow and around 18.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 99149 (Malden town, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.