ZIP Code 99155 — Nespelem Community CDP, WA Demographics & Data

ZIP code 99155 covers Nespelem Community, WA in Okanogan County with a population of about 996.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area code 509; U.S. House district WA-4; the SPOKANE media market.

Median household income in ZIP 99155 is about $44,000 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.6%; unemployment rate near 12.8%; 9.1% of adults with a bachelor’s degree or higher (about 24.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Agriculture; about 4.7% of workers reporting work-from-home (about 10.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $136,500 — about 61% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $219 (about 81% below the U.S. median rent ($1,163)), and owner-occupancy near 66.6% (about 1.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99155 in Nespelem Community, WA, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $877. That sits below the local median household income ($44,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Nespelem Community CDP, WA as Relatively Moderate (composite score 89.2), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (99.3) and flood (89.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Nespelem Community CDP, WA show little to no average snow and around 11.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 53 for ZIP 99155 (Nespelem Community CDP, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.