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Bay County, FL Demographics & ZIP Codes

Bay County, Florida demographics and median household income by ZIP code — 12 ZIP codes — population 181,443 — avg. income $66,869 — avg. home value...

ZIP codes
12
Population
181,443
Median household income (avg.)
$66,869
89% of U.S. median
Average home value
$273,927
79% of U.S. median
Average rent
$1,235
106% of U.S. median

Bay County demographics

Bay County, Florida covers 12 ZIP codes, with a combined ZIP-area population of about 181,443.

Median household income in Bay County

The average median household income across ZIP codes in Bay County, Florida is about $66,869 — about 10% below the FL ZIP average ($74,612), and about 11% below the U.S. median ($75,149).

Among ZIPs with income data, 32444 (Lynn Haven) is near the top at about $89,508, while 32438 is near the bottom at about $42,417.

Housing in Bay County

For housing in Bay County, Florida, the average median home value is about $273,927 and the average median rent is about $1,235.

The most populous ZIP is 32404 (Panama City) with about 42,117 residents. Use the table below to compare ZIP codes across the county.

ZIP codes in Bay County

Sort by population, income, or home value. Click a column header to toggle ascending / descending.

CityCountyState
32404Panama CityBay CountyFL42,117$72,208$239,700
32405Panama CityBay CountyFL29,336$71,002$255,100
32444Lynn HavenBay CountyFL20,102$89,508$292,700
32401Panama CityBay CountyFL18,394$49,901$207,000
32408Upper Grand LagoonBay CountyFL18,326$72,322$352,400
32407Panama City BeachBay CountyFL15,459$79,052$403,500
32413Panama City BeachBay CountyFL15,214$76,010$384,000
32409Lynn HavenBay CountyFL10,941$60,687$221,500
32466—Bay CountyFL5,837$64,699$166,500
32438—Bay CountyFL4,839$42,417$127,900
32410Mexico BeachBay CountyFL499$63,125$362,900
32403Tyndall AFBBay CountyFL379$61,500—

Frequently asked questions

What are the demographics of Bay County?

Bay County, Florida has a combined ZIP-area population of about 181,443 across 12 ZIP codes. Browse the ZIP table for population, income, and housing by code.

What is the median household income in Bay County?

The average median household income across ZIP codes in Bay County, Florida is about $66,869, about 10% below the state ZIP average ($74,612), and about 11% below the U.S. median ($75,149). Average median home value is about $273,927. Among ZIPs with data, 32444 (Lynn Haven) is near the top ($89,508) and 32438 is near the bottom ($42,417).

How many ZIP codes are in Bay County?

Bay County, Florida includes 12 ZIP codes on US5. Each row links to demographics, median income, and housing for that code.

Where can I find ZIP code demographics for Bay County?

This page lists ZIP codes in Bay County, Florida with population, median household income, and home value. Select a ZIP for a full demographics profile.