Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 00965 covers Guaynabo zona urbana, PR in Guaynabo Municipio with a population of about 5,886.
At a glance, the area shows median age of 43.2 versus a U.S. median of about 38.9.
It sits in telephone area codes 787, 939; U.S. House district PR-98.
Guaynabo zona urbana, PR sits in a university / college context (near albizu university-san juan (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.
Median household income in ZIP 00965 is about $16,516 — about 78% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 56.6%; unemployment rate near 15.1%; 10.6% of adults with a bachelor’s degree or higher (about 23.1 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Food services, Retail trade, and Healthcare; about 3.0% of workers reporting work-from-home (about 12.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $102,200 — about 71% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $411 (about 65% below the U.S. median rent ($1,163)), and owner-occupancy near 61.6% (about 3.8 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00965 in Guaynabo zona urbana, PR, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $657. That is about 70% above the local median household income ($16,516), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
Climate normals for Guaynabo zona urbana, PR show little to no average snow and around 75.4 inches of annual precipitation.
Airport SIG (1.9 miles (3.1 km)) · Albizu University-San Juan (2.3 miles (3.7 km)) · San Juan National Historic Site (2.4 miles (3.9 km)) · VA: San Juan Regional Benefit Office (1.2 miles (2.0 km))
Full lists and map pins are in the Infrastructure section below.