Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 00969 covers Guaynabo zona urbana, PR in Guaynabo Municipio with a population of about 41,619.
At a glance, the area shows median age of 45.3 versus a U.S. median of about 38.9.
It sits in telephone area codes 787, 939; U.S. House district PR-98.
Guaynabo zona urbana, PR sits in a university / college context (near atlantic university (0.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.
Median household income in ZIP 00969 is about $58,205 — about 23% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 20.2%; unemployment rate near 7.2%; 58.5% of adults with a bachelor’s degree or higher (about 24.8 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Professional services, Retail trade, and Healthcare; about 8.8% of workers reporting work-from-home (about 6.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $250,900 — about 28% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $757 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 71.4% (about 6.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00969 in Guaynabo zona urbana, PR, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,612. That is about 19% above the local median household income ($58,205), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
Climate normals for Guaynabo zona urbana, PR show little to no average snow and around 75.9 inches of annual precipitation.
Airport SIG (6.2 miles (9.9 km)) · Atlantic University (0.8 miles (1.2 km)) · San Juan National Historic Site (7.0 miles (11.2 km)) · VA: Ponce Vet Center (1.2 miles (1.9 km))
Full lists and map pins are in the Infrastructure section below.