ZIP Code 05401 — Burlington city, VT Demographics & Data

ZIP code 05401 covers Burlington, VT in Chittenden County with a population of about 31,676.

At a glance, the area shows median age of 25.4 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

Burlington, VT sits in a university / college context (near champlain college (0.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 05401 is about $60,532 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.4%; unemployment rate near 5.0%; 63.1% of adults with a bachelor’s degree or higher (about 29.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 15.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $463,300 — about 33% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,482 (about 27% above the U.S. median rent ($1,163)), and owner-occupancy near 28.8% (about 36.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05401 in Burlington, VT, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,976. That is about 111% above the local median household income ($60,532), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Burlington city, VT as Relatively Low (composite score 63.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (76.4) and hurricane (65.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Burlington city, VT show little to no average snow and around 37.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,634 for ZIP 05401 (Burlington city, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.