ZIP Code 05495 — St. George CDP, VT Demographics & Data

ZIP code 05495 covers St. George, VT in Chittenden County with a population of about 10,984.

At a glance, the area shows median age of 45.2 versus a U.S. median of about 38.9.

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

St. George, VT aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 05495 is about $105,768 — about 41% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.5%; unemployment rate near 2.0%; 55.7% of adults with a bachelor’s degree or higher (about 22.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 22.6% of workers reporting work-from-home (about 7.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $431,600 — about 24% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,702 (about 46% above the U.S. median rent ($1,163)), and owner-occupancy near 76.3% (about 10.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05495 in St. George, VT, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,772. That is roughly in line with the local median household income ($105,768). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for St. George CDP, VT as Relatively Low (composite score 63.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (76.4) and hurricane (65.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for St. George CDP, VT show little to no average snow and around 37.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 566 for ZIP 05495 (St. George CDP, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.