ZIP Code 05446 — Winooski city, VT Demographics & Data

ZIP code 05446 covers Winooski, VT in Chittenden County with a population of about 16,361.

At a glance, the area shows median age of 40.1 (near the U.S. median).

It sits in telephone area code 802; U.S. House district VT-00; the BURLINGTON - PLATTSBURGH media market.

Median household income in ZIP 05446 is about $97,442 — about 30% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.0%; unemployment rate near 6.3%; 41.0% of adults with a bachelor’s degree or higher (about 7.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 18.9% of workers reporting work-from-home (about 3.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $357,100 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,168 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 72.2% (about 6.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 05446 in Winooski, VT, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,294. That is roughly in line with the local median household income ($97,442). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Winooski city, VT as Relatively Low (composite score 63.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (76.4) and hurricane (65.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Winooski city, VT show little to no average snow and around 42.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 844 for ZIP 05446 (Winooski city, VT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.