ZIP Code 07930 — Chester borough, NJ Demographics & Data

ZIP code 07930 covers Chester, NJ in Morris County with a population of about 8,205.

At a glance, the area shows median age of 44.2 versus a U.S. median of about 38.9.

It sits in telephone area code 908; U.S. House district NJ-7; the NEW YORK media market.

Chester, NJ aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 07930 is about $237,609 — about 216% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.0%; unemployment rate near 9.6%; 69.4% of adults with a bachelor’s degree or higher (about 35.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Professional services, and Healthcare; about 26.1% of workers reporting work-from-home (about 10.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $758,400 — about 118% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,375 (about 18% above the U.S. median rent ($1,163)), and owner-occupancy near 93.1% (about 27.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07930 in Chester, NJ, a household would need roughly $209,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,872. That sits below the local median household income ($237,609), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Chester borough, NJ as Relatively Moderate (composite score 92.9), which is among the highest nationally. The strongest component scores on US5 are flood (96.3) and hurricane (85.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Chester borough, NJ show little to no average snow and around 45.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 528 for ZIP 07930 (Chester borough, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.