ZIP Code 07934 — Peapack and Gladstone borough, NJ Demographics & Data

ZIP code 07934 covers Peapack and Gladstone, NJ in Somerset County with a population of about 1,406.

At a glance, the area shows median age of 55.1 versus a U.S. median of about 38.9.

It sits in telephone area code 908; U.S. House district NJ-7; the NEW YORK media market.

Peapack and Gladstone, NJ ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$228,438)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 07934 is about $228,438 — about 204% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.2%; unemployment rate near 2.5%; 75.2% of adults with a bachelor’s degree or higher (about 41.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Finance and insurance, and Education; about 20.4% of workers reporting work-from-home (about 5.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $816,400 — about 135% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,000 (about 72% above the U.S. median rent ($1,163)), and owner-occupancy near 85.4% (about 20.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07934 in Peapack and Gladstone, NJ, a household would need roughly $225,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,244. That is roughly in line with the local median household income ($228,438). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Peapack and Gladstone borough, NJ as Relatively Moderate (composite score 90.9), which is among the highest nationally. The strongest component scores on US5 are flood (95.0) and hurricane (83.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Peapack and Gladstone borough, NJ show little to no average snow and around 45.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 91 for ZIP 07934 (Peapack and Gladstone borough, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.