ZIP Code 08006 — Barnegat Light borough, NJ Demographics & Data

ZIP code 08006 covers Barnegat Light, NJ in Ocean County with a population of about 473.

At a glance, the area shows median age of 60.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 609, 640; U.S. House district NJ-2; the NEW YORK media market.

Barnegat Light, NJ fits a retirement-oriented profile (high share of residents 65+ (42.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 08006 is about $104,583 — about 39% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.7%; unemployment rate near 18.8%; 72.7% of adults with a bachelor’s degree or higher (about 39.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Construction; about 17.1% of workers reporting work-from-home (about 1.9 points above the U.S. share (15.2%)); a mean commute of about 92.0 minutes (U.S. average near 26.8).

Median home value is about $1,105,600 — about 218% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.2% (about 26.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08006 in Barnegat Light, NJ, a household would need roughly $304,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,102. That is about 191% above the local median household income ($104,583), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Barnegat Light borough, NJ as Relatively High (composite score 96.2), which is among the highest nationally. The strongest component scores on US5 are flood (96.7) and wildfire (95.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Barnegat Light borough, NJ show little to no average snow and around 52.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 30 for ZIP 08006 (Barnegat Light borough, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.