ZIP Code 08069 — Carneys Point CDP, NJ Demographics & Data

ZIP code 08069 covers Carneys Point, NJ in Salem County with a population of about 13,413.

At a glance, the area shows median age of 40.7 versus a U.S. median of about 38.9.

It sits in telephone area code 856; U.S. House district NJ-2; the PHILADELPHIA media market.

Carneys Point, NJ sits in a university / college context (near salem community college (1.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 08069 is about $68,397 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.4%; unemployment rate near 9.6%; 17.5% of adults with a bachelor’s degree or higher (about 16.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 7.2% of workers reporting work-from-home (about 8.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $184,000 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,043 (about 10% below the U.S. median rent ($1,163)), and owner-occupancy near 55.6% (about 9.8 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08069 in Carneys Point, NJ, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,182. That sits below the local median household income ($68,397), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Carneys Point CDP, NJ as Relatively Low (composite score 76.5), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (76.8) and flood (69.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Carneys Point CDP, NJ show little to no average snow and around 50.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 863 for ZIP 08069 (Carneys Point CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.