ZIP Code 19801 — Wilmington city, DE Demographics & Data

ZIP code 19801 covers Wilmington, DE in New Castle County with a population of about 16,170.

At a glance, the area shows median age of 35.0 versus a U.S. median of about 38.9.

It sits in telephone area code 302; U.S. House district DE-00; the PHILADELPHIA media market.

Wilmington, DE sits in a university / college context (near delaware college of art and design (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 19801 is about $44,505 — about 41% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.8%; unemployment rate near 9.0%; 26.1% of adults with a bachelor’s degree or higher (about 7.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Finance and insurance; about 12.8% of workers reporting work-from-home (about 2.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $196,000 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $964 (about 17% below the U.S. median rent ($1,163)), and owner-occupancy near 29.2% (about 36.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 19801 in Wilmington, DE, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,259. That is about 21% above the local median household income ($44,505), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Wilmington city, DE as Relatively High (composite score 95.3), which is among the highest nationally. The strongest component scores on US5 are flood (97.6) and hurricane (88.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Wilmington city, DE show little to no average snow and around 50.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 753 for ZIP 19801 (Wilmington city, DE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.