ZIP Code 08202 — Avalon borough, NJ Demographics & Data

ZIP code 08202 covers Avalon, NJ in Cape May County with a population of about 1,636.

At a glance, the area shows median age of 63.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 609, 640; U.S. House district NJ-2; the PHILADELPHIA media market.

Avalon, NJ aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 08202 is about $142,500 — about 90% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.2%; unemployment rate near 2.1%; 68.3% of adults with a bachelor’s degree or higher (about 34.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Food services, and Retail trade; about 29.1% of workers reporting work-from-home (about 13.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $1,566,700 — about 350% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,500 (about 29% above the U.S. median rent ($1,163)), and owner-occupancy near 95.0% (about 29.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08202 in Avalon, NJ, a household would need roughly $431,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $10,064. That is about 202% above the local median household income ($142,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Avalon borough, NJ as Relatively Moderate (composite score 91.0), which is among the highest nationally. The strongest component scores on US5 are hurricane (93.1) and flood (89.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Avalon borough, NJ show little to no average snow.

IRS migration statistics show a net inflow of about 105 for ZIP 08202 (Avalon borough, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.