ZIP Code 08248 — Strathmere CDP, NJ Demographics & Data

ZIP code 08248 covers Strathmere, NJ in Cape May County with a population of about 134.

At a glance, the area shows median age of 53.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 609, 640; U.S. House district NJ-2; the PHILADELPHIA media market.

Median household income in ZIP 08248 is about $106,840 — about 42% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 37.1%; 61.2% of adults with a bachelor’s degree or higher (about 27.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Transportation, and Wholesale trade; about 16.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 47.0 minutes (U.S. average near 26.8).

Median home value is about $934,000 — about 168% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 08248 in Strathmere, NJ, a household would need roughly $257,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,000. That is about 141% above the local median household income ($106,840), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Strathmere CDP, NJ as Relatively Moderate (composite score 91.0), which is among the highest nationally. The strongest component scores on US5 are hurricane (93.1) and flood (89.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Strathmere CDP, NJ show little to no average snow.

IRS migration statistics show a net inflow of about 9 for ZIP 08248 (Strathmere CDP, NJ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.