ZIP Code 12725 — undefined, NY Demographics & Data

ZIP code 12725 covers NY in Ulster County with a population of about 318.

At a glance, the area shows median age of 42.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 329, 845; U.S. House district NY-19; the NEW YORK media market.

Median household income in ZIP 12725 is about $88,929 — about 18% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 46.9%; unemployment rate near 7.5%; 46.3% of adults with a bachelor’s degree or higher (about 12.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Finance and insurance, and Wholesale trade; about 14.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 95.0 minutes (U.S. average near 26.8).

Median home value is about $320,000 — about 8% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.9% (about 23.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12725 in NY, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,056. That is roughly in line with the local median household income ($88,929). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Moderate (composite score 87.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.9) and hurricane (86.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 63.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 12725 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.