ZIP Code 12759 — Loch Sheldrake CDP, NY Demographics & Data

ZIP code 12759 covers Loch Sheldrake, NY in Sullivan County with a population of about 1,835.

At a glance, the area shows median age of 19.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 329, 845; U.S. House district NY-19; the NEW YORK media market.

Loch Sheldrake, NY sits in a university / college context (near sullivan county community college (1.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 12759 is about $60,656 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 33.5%; unemployment rate near 3.9%; 35.3% of adults with a bachelor’s degree or higher (about 1.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 24.9% of workers reporting work-from-home (about 9.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $77,500 — about 78% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $934 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 51.3% (about 14.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12759 in Loch Sheldrake, NY, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $498. That sits below the local median household income ($60,656), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Loch Sheldrake CDP, NY as Relatively Low (composite score 78.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.6) and hurricane (79.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Loch Sheldrake CDP, NY show little to no average snow and around 53.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 79 for ZIP 12759 (Loch Sheldrake CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.