ZIP Code 12762 — Mongaup Valley CDP, NY Demographics & Data

ZIP code 12762 covers Mongaup Valley, NY in Sullivan County with a population of about 453.

At a glance, the area shows median age of 54.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 329, 845; U.S. House district NY-19; the NEW YORK media market.

Median household income in ZIP 12762 is about $112,545 — about 50% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.6%; unemployment rate near 0.0%; 25.4% of adults with a bachelor’s degree or higher (about 8.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Transportation, and Education; about 38.9% of workers reporting work-from-home (about 23.7 points above the U.S. share (15.2%)); a mean commute of about 146.0 minutes (U.S. average near 26.8).

Median home value is about $413,400 — about 19% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,322 (about 14% above the U.S. median rent ($1,163)), and owner-occupancy near 70.3% (about 4.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12762 in Mongaup Valley, NY, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,656. That is roughly in line with the local median household income ($112,545). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mongaup Valley CDP, NY as Relatively Low (composite score 78.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.6) and hurricane (79.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mongaup Valley CDP, NY show little to no average snow and around 53.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 12762 (Mongaup Valley CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.