ZIP Code 13670 — undefined, NY Demographics & Data

ZIP code 13670 covers NY in St. Lawrence County with a population of about 382.

At a glance, the area shows median age of 57.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 315, 680; U.S. House district NY-21; the WATERTOWN media market.

NY fits a retirement-oriented profile (high share of residents 65+ (44.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 13670 is about $32,500 — about 57% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.8%; unemployment rate near 25.6%; 4.3% of adults with a bachelor’s degree or higher (about 29.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Education; about 10.0% of workers reporting work-from-home (about 5.2 points below the U.S. share (15.2%)); a mean commute of about 45.0 minutes (U.S. average near 26.8).

Median home value is about $61,700 — about 82% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.4% (about 25.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 13670 in NY, a household would need roughly $17,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $396. That sits below the local median household income ($32,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Low (composite score 77.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.0) and hurricane (59.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 43.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 13670 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.