ZIP Code 14202 — Buffalo city, NY Demographics & Data

ZIP code 14202 covers Buffalo, NY in Erie County with a population of about 3,764.

At a glance, the area shows median age of 38.8 (near the U.S. median).

It sits in telephone area code 716; U.S. House district NY-26; the BUFFALO media market.

Buffalo, NY sits in a university / college context (near erie community college (0.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 14202 is about $47,990 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.1%; unemployment rate near 6.1%; 45.2% of adults with a bachelor’s degree or higher (about 11.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 9.3% of workers reporting work-from-home (about 5.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $495,800 — about 42% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $700 (about 40% below the U.S. median rent ($1,163)), and owner-occupancy near 24.5% (about 40.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14202 in Buffalo, NY, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,185. That is about 185% above the local median household income ($47,990), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Buffalo city, NY as Relatively High (composite score 97.7), which is among the highest nationally. The strongest component scores on US5 are flood (99.0) and hurricane (71.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Buffalo city, NY show little to no average snow and around 40.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 163 for ZIP 14202 (Buffalo city, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.