ZIP Code 14221 — Harris Hill CDP, NY Demographics & Data

ZIP code 14221 covers Harris Hill, NY in Erie County with a population of about 55,153.

At a glance, the area shows median age of 47.4 versus a U.S. median of about 38.9.

It sits in telephone area code 716; U.S. House district NY-26; the BUFFALO media market.

Median household income in ZIP 14221 is about $101,275 — about 35% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.8%; unemployment rate near 2.6%; 57.0% of adults with a bachelor’s degree or higher (about 23.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 14.3% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $298,500 — about 14% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,438 (about 24% above the U.S. median rent ($1,163)), and owner-occupancy near 74.2% (about 8.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14221 in Harris Hill, NY, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,917. That sits below the local median household income ($101,275), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Harris Hill CDP, NY as Relatively High (composite score 97.7), which is among the highest nationally. The strongest component scores on US5 are flood (99.0) and hurricane (71.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Harris Hill CDP, NY show little to no average snow and around 40.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,382 for ZIP 14221 (Harris Hill CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.