ZIP Code 14223 — Tonawanda Town CDP, NY Demographics & Data

ZIP code 14223 covers Tonawanda Town, NY in Erie County with a population of about 22,363.

At a glance, the area shows median age of 42.1 versus a U.S. median of about 38.9.

It sits in telephone area code 716; U.S. House district NY-26; the BUFFALO media market.

Median household income in ZIP 14223 is about $83,528 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.9%; unemployment rate near 2.3%; 43.8% of adults with a bachelor’s degree or higher (about 10.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Finance and insurance; about 12.7% of workers reporting work-from-home (about 2.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $202,200 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $869 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 81.0% (about 15.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14223 in Tonawanda Town, NY, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,299. That sits below the local median household income ($83,528), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tonawanda Town CDP, NY as Relatively High (composite score 97.7), which is among the highest nationally. The strongest component scores on US5 are flood (99.0) and hurricane (71.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tonawanda Town CDP, NY show little to no average snow and around 40.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 966 for ZIP 14223 (Tonawanda Town CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.