ZIP Code 15539 — undefined, PA Demographics & Data

ZIP code 15539 covers PA in Bedford County with a population of about 303.

At a glance, the area shows median age of 53.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 582, 814; U.S. House district PA-13; the JOHNSTOWN - ALTOONA media market.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 30.5%; 8.2% of adults with a bachelor’s degree or higher (about 25.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Transportation; a mean commute of about 116.0 minutes (U.S. average near 26.8).

Median home value is about $142,600 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.6% (about 23.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 15539 in PA, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $916. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Relatively Low (composite score 68.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (84.0) and hurricane (77.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 39.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 14 for ZIP 15539 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.