ZIP Code 16689 — undefined, PA Demographics & Data

ZIP code 16689 covers PA in Fulton County with a population of about 331.

At a glance, the area shows median age of 44.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 582, 814; U.S. House district PA-13; the WASHINGTON, DC (HAGRSTWN) media market.

Median household income in ZIP 16689 is about $58,750 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.0%; unemployment rate near 1.5%; 15.3% of adults with a bachelor’s degree or higher (about 18.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Transportation; about 13.3% of workers reporting work-from-home (about 1.9 points below the U.S. share (15.2%)); a mean commute of about 117.0 minutes (U.S. average near 26.8).

Median home value is about $176,600 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.9% (about 26.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16689 in PA, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,134. That sits below the local median household income ($58,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Very Low (composite score 7.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (71.2) and wildfire (22.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 40.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 16689 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.