ZIP Code 16801 — State College borough, PA Demographics & Data

ZIP code 16801 covers State College, PA in Centre County with a population of about 42,153.

At a glance, the area shows median age of 27.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 582, 814; U.S. House district PA-15; the JOHNSTOWN - ALTOONA media market.

State College, PA sits in a university / college context (near south hills school of business & technology (0.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 16801 is about $62,821 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.1%; unemployment rate near 4.6%; 66.6% of adults with a bachelor’s degree or higher (about 32.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Healthcare; about 14.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $400,400 — about 15% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,140 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 43.7% (about 21.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 16801 in State College, PA, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,572. That is about 75% above the local median household income ($62,821), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for State College borough, PA as Relatively Low (composite score 68.0), which is near the middle of the national distribution. The strongest component scores on US5 are flood (81.2) and hurricane (77.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for State College borough, PA show little to no average snow and around 41.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,919 for ZIP 16801 (State College borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.