ZIP Code 17560 — Refton CDP, PA Demographics & Data

ZIP code 17560 covers Refton, PA in Lancaster County with a population of about 5,452.

At a glance, the area shows median age of 40.2 (near the U.S. median).

It sits in telephone area codes 223, 717; U.S. House district PA-11; the HARRISBURG - LNCSTR - LEB - YORK media market.

Median household income in ZIP 17560 is about $63,963 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.3%; unemployment rate near 1.2%; 14.5% of adults with a bachelor’s degree or higher (about 19.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Retail trade; about 3.4% of workers reporting work-from-home (about 11.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $231,100 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $766 (about 34% below the U.S. median rent ($1,163)), and owner-occupancy near 88.8% (about 23.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 17560 in Refton, PA, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,485. That is roughly in line with the local median household income ($63,963). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Refton CDP, PA as Relatively High (composite score 95.0), which is among the highest nationally. The strongest component scores on US5 are flood (96.9) and hurricane (95.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Refton CDP, PA show little to no average snow and around 46.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 248 for ZIP 17560 (Refton CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.