ZIP Code 18038 — undefined, PA Demographics & Data

ZIP code 18038 covers PA in Northampton County with a population of about 3,459.

At a glance, the area shows median age of 50.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 484, 610, 835; U.S. House district PA-7; the PHILADELPHIA media market.

Median household income in ZIP 18038 is about $111,515 — about 48% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.6%; unemployment rate near 2.8%; 16.1% of adults with a bachelor’s degree or higher (about 17.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Transportation; about 5.5% of workers reporting work-from-home (about 9.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $248,200 — about 29% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,344 (about 16% above the U.S. median rent ($1,163)), and owner-occupancy near 95.9% (about 30.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18038 in PA, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,594. That sits below the local median household income ($111,515), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for PA as Relatively Moderate (composite score 90.0), which is among the highest nationally. The strongest component scores on US5 are flood (93.6) and hurricane (87.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for PA show little to no average snow and around 47.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 157 for ZIP 18038 (PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.