ZIP Code 18840 — Sayre borough, PA Demographics & Data

ZIP code 18840 covers Sayre, PA in Bradford County with a population of about 11,249.

At a glance, the area shows median age of 38.3 (near the U.S. median).

It sits in telephone area codes 272, 570; U.S. House district PA-9; the WILKES BARRE - SCRANTON media market.

Median household income in ZIP 18840 is about $59,836 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 9.5%; 35.7% of adults with a bachelor’s degree or higher (about 2.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 7.9% of workers reporting work-from-home (about 7.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $170,500 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $737 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 67.9% (about 2.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18840 in Sayre, PA, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,095. That sits below the local median household income ($59,836), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Sayre borough, PA as Relatively Low (composite score 73.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.1) and hurricane (69.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Sayre borough, PA show little to no average snow and around 36.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 512 for ZIP 18840 (Sayre borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.