ZIP Code 18962 — Silverdale borough, PA Demographics & Data

ZIP code 18962 covers Silverdale, PA in Bucks County with a population of about 450.

At a glance, the area shows median age of 41.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 215, 267, 445; U.S. House district PA-1; the PHILADELPHIA media market.

Median household income in ZIP 18962 is about $91,464 — about 22% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.8%; unemployment rate near 3.9%; 36.1% of adults with a bachelor’s degree or higher (about 2.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 14.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $345,700 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 94.6% (about 29.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 18962 in Silverdale, PA, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,221. That is roughly in line with the local median household income ($91,464). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Silverdale borough, PA as Relatively High (composite score 94.8), which is among the highest nationally. The strongest component scores on US5 are flood (97.1) and hurricane (88.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Silverdale borough, PA show little to no average snow and around 51.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 18962 (Silverdale borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.