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West Chester borough, PA

ZIP 19382 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19382

Median Home Value
$542,400
Median Rent
$1,648
Affordability Snapshot
$149,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,484/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19382 in West Chester borough, PA, a household would need roughly $149,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,484. That is about 18% above the local median household income ($126,159), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.6%+9% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
9.1%-39% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
28.3%-43% vs US avg
x
Mortgage-Free
31.9%-16% vs US avg
x
$542,400
Home Value
$1,648
Rent
1979
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.0%
  • 1-unit attached24.3%
  • 2-9 units10.4%
  • 10+ units13.9%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$542,400
Median rent$1,648
Owner-occupied71.6%
Vacant4.1%
Price-to-income4.3x
Est. income to buy$149,000