ZIP Code 19382 — West Chester borough, PA Demographics & Data

ZIP code 19382 covers West Chester, PA in Chester County with a population of about 53,035.

At a glance, the area shows median age of 40.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 484, 610, 835; U.S. House district PA-6; the PHILADELPHIA media market.

West Chester, PA sits in a university / college context (near west chester university of pennsylvania (1.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 19382 is about $126,159 — about 68% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.8%; unemployment rate near 4.3%; 64.3% of adults with a bachelor’s degree or higher (about 30.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Healthcare; about 21.2% of workers reporting work-from-home (about 6.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $542,400 — about 56% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,648 (about 42% above the U.S. median rent ($1,163)), and owner-occupancy near 71.6% (about 6.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 19382 in West Chester, PA, a household would need roughly $149,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,484. That is about 18% above the local median household income ($126,159), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for West Chester borough, PA as Relatively Moderate (composite score 91.9), which is among the highest nationally. The strongest component scores on US5 are flood (94.3) and hurricane (88.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for West Chester borough, PA show little to no average snow and around 50.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,415 for ZIP 19382 (West Chester borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.