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Phoenixville borough, PA

ZIP 19460 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19460

Median Home Value
$426,000
Median Rent
$1,518
Affordability Snapshot
$117,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,737/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19460 in Phoenixville borough, PA, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,737. That is roughly in line with the local median household income ($120,472). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.5%+6% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
94.4%+9% vs US avg
x
4+ Bedrooms
5.0%-66% vs US avg
x
Built Pre-1939
3.3%-75% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
17.8%-64% vs US avg
x
Mortgage-Free
33.4%-13% vs US avg
x
$426,000
Home Value
$1,518
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.5%
  • 1-unit attached25.8%
  • 2-9 units7.9%
  • 10+ units16.0%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$426,000
Median rent$1,518
Owner-occupied69.5%
Vacant4.4%
Price-to-income3.5x
Est. income to buy$117,000