ZIP Code 19460 — Phoenixville borough, PA Demographics & Data

ZIP code 19460 covers Phoenixville, PA in Chester County with a population of about 43,927.

At a glance, the area shows median age of 38.6 (near the U.S. median).

It sits in telephone area codes 484, 610, 835; U.S. House district PA-6; the PHILADELPHIA media market.

Phoenixville, PA sits in a university / college context (near university of valley forge (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 19460 is about $120,472 — about 60% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.0%; unemployment rate near 3.9%; 58.3% of adults with a bachelor’s degree or higher (about 24.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Education; about 26.1% of workers reporting work-from-home (about 10.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $426,000 — about 22% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,518 (about 31% above the U.S. median rent ($1,163)), and owner-occupancy near 69.5% (about 4.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 19460 in Phoenixville, PA, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,737. That is roughly in line with the local median household income ($120,472). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Phoenixville borough, PA as Relatively Moderate (composite score 91.9), which is among the highest nationally. The strongest component scores on US5 are flood (94.3) and hurricane (88.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Phoenixville borough, PA show little to no average snow and around 45.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,000 for ZIP 19460 (Phoenixville borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.