ZIP Code 19538 — Maxatawny CDP, PA Demographics & Data

ZIP code 19538 covers Maxatawny, PA in Berks County with a population of about 89.

At a glance, the area shows median age of 48.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 484, 610, 835; U.S. House district PA-4; the PHILADELPHIA media market.

Median household income in ZIP 19538 is about $49,141 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 32.0%; 43.8% of adults with a bachelor’s degree or higher (about 10.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Healthcare; a mean commute of about 53.0 minutes (U.S. average near 26.8).

Median home value is about $190,500 — about 45% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.5% (about 23.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 19538 in Maxatawny, PA, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,224. That is roughly in line with the local median household income ($49,141). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Maxatawny CDP, PA as Relatively Moderate (composite score 92.7), which is among the highest nationally. The strongest component scores on US5 are flood (94.8) and hurricane (92.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Maxatawny CDP, PA show little to no average snow and around 48.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 19538 (Maxatawny CDP, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.