ZIP Code 20144 — Rectortown CDP, VA Demographics & Data

ZIP code 20144 covers Rectortown, VA in Fauquier County with a population of about 1,322.

At a glance, the area shows median age of 59.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 540, 826; U.S. House district VA-10; the WASHINGTON, DC (HAGRSTWN) media market.

Rectortown, VA aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 20144 is about $171,429 — about 128% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.9%; unemployment rate near 1.4%; 56.5% of adults with a bachelor’s degree or higher (about 22.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Retail trade, and Professional services; about 27.4% of workers reporting work-from-home (about 12.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $699,600 — about 101% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.8% (about 17.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 20144 in Rectortown, VA, a household would need roughly $193,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,494. That is roughly in line with the local median household income ($171,429). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rectortown CDP, VA as Relatively Low (composite score 47.7), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (72.1) and flood (65.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rectortown CDP, VA show little to no average snow.

IRS migration statistics show a net inflow of about 75 for ZIP 20144 (Rectortown CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.